Indian Overseas Bank Mobile Banking Registration process. IOB Mobile Banking Registration 2024 Online. IOB Mobile Banking by Visiting the Bank Branch.
IOB Mobile Banking Registration in 2024: Easy Steps
Mobile banking is a convenient way to manage your money using your smartphone. Indian Overseas Bank (IOB) offers mobile banking services, making it easier for you to access and control your bank account. Here’s how you can register for IOB Mobile Banking:
1. Using an IOB ATM:
- Go to an Indian Overseas Bank ATM with your debit card and registered mobile number.
- Insert your debit card and enter your PIN.
- Choose the “Other Services” option and then select “Mobile Banking Registration using Debit Card.”
- Follow the on-screen instructions to complete your registration for mobile banking.
2. Online Registration:
- Go to your smartphone’s app store (Play Store or App Store).
- Download and install the official IOB mobile app.
- Open the app and grant necessary permissions like access to calls and SMS.
- Create your login credentials and log in.
- Choose the “SIM Card” option and make sure it’s linked to Indian Overseas Bank.
- Select “Send SMS” to receive a verification SMS on your registered mobile number.
- After verification, click “Proceed” to activate the mobile banking app.
- You’ll see your account number; review the details and confirm.
- Create your preferred MPIN (Mobile Personal Identification Number) and confirm it.
- An OTP (One-Time Password) will be sent to your mobile number; enter the code and click “Verify OTP.”
- The system will verify the code and allow you to create a login password.
- Double-check the details and click “Submit” to complete the registration process.
3. Bank Branch Registration:
- Visit the official IOB website and download the mobile banking registration form.
- Print the form and fill in all the required details.
- Attach the necessary documents and take the form to your nearest IOB branch.
- An IOB bank officer will review your information and documents.
- Once they are satisfied, the bank will approve your request and proceed with the mobile banking registration process.
- The bank officer will help you set up and complete the registration at the branch.
FAQs (Frequently Asked Questions):
Q: What services are available on IOB mobile banking?
- IOB mobile banking offers a variety of services, including checking your account balance, downloading account statements, requesting a cheque book, managing credit and debit cards, blocking or unblocking cards, applying for loans, transferring funds, and paying utility bills.
Q: Can I change the MPIN for the mobile banking app?
- Yes, you can change your mobile banking app’s login PIN by selecting “Edit Profile” and then “Forgot Mobile Banking MPIN” within the app.
Now, you have a simplified guide to registering for IOB Mobile Banking in 2024.