LIC Jeevan Lakshya Plan जीवन लक्ष्य पॉलिसी प्लान ऑनलाइन रिव्यू, विशेषताएं और लाभ

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Last Updated: December 23, 2022 at 05:06 PM

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Today we are going to give you information about “LIC Jeevan Lakshya Plan Hindi What is Jeevan Lakshya Plan of LIC” in this article. If you want to get or take Jeevan Lakshya Plan of LIC then you are at right place for this you can read complete information about Jeevan Lakshya Plan from today in this post Know LIC Jeevan Lakshya Plan Hindi.

LIC Jeevan Lakshya Plan – LIC Insurance Company is considered as the largest insurance company in our country today. Whether it is urban or rural, people’s faith in LIC Insurance is still unwavering. The biggest reason for this is that the investors get the convenience of money along with better returns.

Keeping in view the convenience of all customers, the company offers different types of term insurance plans. One of the insurance plans of LIC Jeevan Lakshya Policy Plan is Under this policy plan, after the death of the insured, the objective of the policy is achieved in any case. After the death of the insured, the company itself bears the entire cost of the premium.

Every year the nominee gets 10% of Sum Assured towards expenses. Today, through this article, we will tell you what is Jeevan Lakshya Plan of LIC. Detailed information about it will be provided. So if you are taking Jeevan Lakshya plan of LIC to secure your future, you don’t need any information for that, you can feel free to buy this plan to secure your future. Know about LIC’s mission in life…

What is LIC Jeevan Laksha Plan?

LIC’s Jeevan Lakshya plan is 199 ghar plan, this policy provides savings and security to the policy holder, in a way it is a limited premium plan. Here the policy term has to be paid till the completion of 16 years. In a way, it is considered as profit plan, under this plan LIC gives its profit to the policy department in the form of bonus. This bonus is of two types first the best and simple reversionary bonus and the second last additional bonus.

LIC Jeevan Lakshya Plan Features, Benefits and Eligibility Criteria

Features of LIC Jeevan Lakshya Plan

  • The biggest feature of this plan is that if any untoward incident happens to the insured in future, his premium will be waived and the nominee will get 10% of the value of the sum assured.
  • The maturity amount of the policy is available only after the maturity of the policy.
  • LIC’s Jeevan Laksha Scheme is also known as Kanya Policy.

Tax Benefits of LIC Jeevan Laksha Scheme

Premium – If you pay policy link premium you get tax deduction under Section 80c of Income Tax.

Death Benefit – The death benefit in this policy is fully tax deductible under Section 10(10d).

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LIC Jeevan Lakshya Plan Payment

LIC’s Jeevan Lakshya plan has 4 types of premium payment modes. In which you can choose any mode and pay according to your convenience and need. Monthly, 3 months 6 months 12 months can be done. LIC Jeevan Lakshya Plan Hindi

Grace period of LIC Jeevan Lakshya scheme

Here is the grace period of LIC Jeevan Lakshya scheme. For the premium you pay, you get a little extra time. It covers all the coverage of the policy. That is called the grace period. If the claim is made during the grace period, it will be paid by LIC.

The grace period depends on the premium mode you have chosen. If you choose monthly mode, you get 15 days grace period, if you choose 3 months, 6 months, 12 months mode, you get 30 days grace period.

LIC Jeevan Lakshya Plan Loan Facility

LIC Jeevan Rahat Plan If you have paid premium for 2 years, the loan against the policy depends on your surrender value. 90% of loan surrender value will be paid for enforce policy. Only 80% of loan surrender value is available for tree up policy.

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Eligibility for LIC Jeevan Lakshya Scheme

  • Age of the policy holder should be between 18 years and 50 years.
  • Policy maturity period is 20 years
  • Policy term plan minimum 13 years maximum 20 years
  • Premium payment 3 years
  • The minimum sum insured is 100000

Author of LIC Jeevan Lakshya Scheme

There are four types of writers in LIC’s Jeevan Lakshya scheme

  • Accidental death and disability benefit rider
  • Accidental Benefit Rider
  • New Term Assurance Rider
  • Critical Illness Rider

Death benefit benefits of LIC

LIC Jeevan Lakshya death benefit is available when the policy holder dies due to any reason before the policy maturity. The premium is then paid by the policy company. Nominee will get full maturity benefit. 10% of the Sum Assured is paid to the nominee every year towards the expenses till the maturity of the first premium. Apart from this, this policy is made keeping in mind the needs of special children. LIC Jeevan Lakshya Plan

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Conclusion

Today we have given you detailed information on Lic Jeevan Lakshya Plan Hindi” lic Life Goal Plan through this article. We hope you will definitely like whatever information we have given you through this article. If you like our information then like and share it as much as possible with your friends and any other problem and suggestion you can ask by commenting in our comment section.

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