LIC Fixed Deposit Plan 2023 | LIC फिक्स डिपाजिट से दोगुनी कमाई जाने सबकुछ


Last Updated: 11 December 2022 at 07:26 PM

LIC stands for Life Insurance Corporation of India, is a popular life insurance company from the very old LI Fixed Deposit in Hindi time till today. This LIC (Life Insurance Corporation of India) provides very amazing insurance plans to its customers. Today in this article we will discuss ‘LIC Fixed Deposit Plan’ in detail.

It is true that LIC is doubling its customers’ money with Fixed Deposited Plan. We are here with single premium of LIC Endowment Plan (Table No. 917) Talk about where you have to pay premium only once, after which you get coverage against risk and full guarantee of return.

In this article we will discuss several new Lizi Fixed Deposit Monthly Income Scheme topics What is LIC Fixed Deposit Plan?, How to Double LIC Fixed Deposit?, LIC Fixed Deposit Monthly Income Plan, LIC 917 Plan Details in Hindi etc. Now let’s start the discussion about “LIC Fixed Deposit Plan in Hindi”.

What is LIC Fixed Deposit Plan?

LIC fixed deposit scheme- LIC Fixed Investment Scheme A magnificent Endowment Scheme introduced, in which the policy holder has to pay the premium only once. After that the policyholder gets double or more FD (Fixed Deposit) return on maturity. With this policy, you can take a minimum sum assured of Rs 50,000 and there is no limit on the maximum sum assured.

This Policy Name of LIC Lisi Fixed Deposit Plan Chart is “New Single Premium Endowment Plan”, which was launched by IRDA on February 1, 2020. This policy can be purchased from a 90-day-old child to a 65-year-old. This policy can be taken for a tenure of 10 to 25 years. The maximum age of maturity for this endowment plan is 75 years.

lic fd plan- Comparison of this plan Fixed Deposit (FD) While the lump sum premium is payable on maturity of the policy (when the insurance term is over), many times the huge amount is received. This policy is more important for three types of people.

  1. Such people who get a huge amount (25,000 to 2-5 lakhs) in a particular program can invest money in this plan in the form of FD.
  2. Many people have a fixed income but want to avoid the hassle of paying the premium again and again, then they can invest in this policy.
  3. Such people who have received any large amount (money from any investment, money from maturity of any policy or money from retirement etc.) can invest money in this policy.

Apart from this, you can gift your kids policy LC fd plan in Hindi. When your children are young, they get guaranteed manifold FD returns.

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What is Fixed Deposit Policy?

LIC Fixed Deposit Plan Hindi- LIC Fixed Deposit Plan- Fixed Deposit i.e. amount deposited for a fixed period (term) and at the end of the policy term (maturity) this amount is returned to the depositor with fixed interest. Getting back again. FD money cannot be withdrawn before the specified period. If you have to withdraw for some reason, the bank will refund your money after charging some penalty.

Similarly, L.I.CNew Single Premium Endowment Plan’ Similar plan to FD. This policy guarantees more than doubling of income within a specified period. lic fixed investment monthly income plan in hindi

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What is special about endowment policy?

  • This policy can be purchased online,
  • The minimum age limit for taking the policy is 18 years,
  • Maximum age at maturity is 75 years,
  • It has back dating and maturity settlement option,
  • 5 years less premium payment benefit than the policy term,
  • Minimum age for joining the policy is 90 days and maximum is 60 years,
  • Some other options are Accidental and Disability Benefit Rider, Premium Waiver Rider, Critical Illness Rider and Term Benefit Rider.
  • The policy also has an option for maturity and death benefit in installments of 5, 10 and 15 years.
  • 50 bonus per thousand per year guaranteed addition,

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Single Premium Endowment Plan

As I told you that it is similar to an FD plan, let us understand from the following example.

Let there be some Mohan who is 30 years old. He takes this policy for 25 years and takes the policy for a sum assured of Rs 2 lakh. For a Rs 2 lakh policy, the single premium is Rs 93,200 inclusive of GST.

On completion of 25 policy years, Mohan will get maturity benefit as follows. According to the policy, Mohan will file a sum assured of Rs 2 lakh and a bonus of Rs 2.55 lakh and an additional bonus of Rs 90,000. Thus a total of Rs 5,45,000 Mohan will be received.

You can see that Mohan has paid a single premium of Rs 93,200 only once, in return for which he will get a sum assured of Rs 5.5 lakh. You can get this benefit when you save less than 4,000 per year.

Benefits of LIC’s Single Premium Endowment Policy (917).

LIC Fixed Deposit Plan Hindi- Kandal is currently the best FD plan of LIC ‘Endowment Policy’‘That’s it. It has many advantages such as-

#1. In terms of survival

Under this policy, if the policyholder survives till the end of the policy term, he/she will be paid fixed sum assured normal reversionary bonus and final additional bonus as policy maturity benefit. If you deposit all the premiums continuously, eventually the company will give you the final bonus in the form of appreciation amount.

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#2. If death occurs

If the insured dies within the policy term, the nominee will receive the sum assured, even if the insured has paid only one premium. Also, if the life assured dies after the commencement of the risk, the nominee will get the death benefit along with the accrued bonus.

#3. Loan benefits

You can take loan against the policy after the first year of the policy.

#4. Tax benefit

The premium paid by the government and the amount received also provide income tax benefits to the policyholder.

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LIC Fixed Deposit Plan in Hindi

LIC Fixed Deposit Plan Hindi- LIC offers several types of plans for its customers. Currently you can find hundreds of plans of LIC which include fixed deposit plans. Here we have put some plans which are comparable to FD plan.

  • Endowment (Table No. 917)
  • Endowment (Table No. 817)
  • Lic Jeevan Umang Plan (Plan No: 945)
  • LIC’s Jeevan Rahat Plan (Plan No: 936)
  • LIC Aadhaar Card (944)

FAQ (LIC Fixed Deposit Plan)

Question 1. In how many years money gets doubled in LIC?

The answer is: LIC has various types of plans available. If you want to double your money, you can invest in a single premium plan like endowment plan, apart from this you can invest in LIC mutual fund. You can double your money in 5 years with LIC Mutual Fund.

Q2. What is Single Premium Endowment Plan?

The answer is: This is a plan where the policy holder has to pay the premium only once and after that you will get the sum assured at the specified time. This policy can also be seen as fixed deposit plan.

Q3. What is LIC Fixed Deposit Plan?

The answer is: LiC has several types of plans, many of which are similar to the FD plan. as-

  • Endowment (Table No. 917)
  • LIC Aadhaar Card (944)
  • Lic Jeevan Umang Plan (Plan No: 945)
  • LIC’s Jeevan Rahat Plan (Plan No: 936)


In today’s article we LIC Fixed Deposit Plan in Hindi, discussed the matter. LIC is a very old and reliable insurance company that has issued hundreds of insurance policies till date. If we talk about LIC’s fixed deposit policy, single premium endowment policy is currently most preferred.

A good example of this is in the form of LIC FD Plan where you can invest in the form of FD. In the end you will get double profit.

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